For the retiree who is afraid to open their quarterly statement, Tip #52 ("Turn off the financial news") is worth the price of admission (which is zero). For the conservative saver sitting on 5 years of cash, Tip #58 ("Ignore dry powder arguments") could be the wake-up call they need.

Pick one day a year (e.g., your birthday) to sell high-flying winners and buy laggards. This forces you to "sell high" mechanically.

The Last Checklist: Learning from Ken Fisher’s 99 Retirement Tips

Then a friend slipped him a worn PDF: 99 Retirement Tips by Ken Fisher.

Some of the most important takeaways from Ken Fisher's 99 Retirement Tips include:

Before we dissect the , we must understand the source.